Home Loan Specialist | Capital Farm Credit Positions

Capital Farm Credit

Company Name: Capital Farm Credit
Company Website: www.capitalfarmcredit.com
Job Type: Full-time
Job Location: Lubbock, TX
Job Posted Date: 20-04-2023
Posted on: jobscastle.net

Job’s Overview:

Capital Farm Credit is seeking a Home Loan Specialist in Lubbock, TX. Please take a moment to read the job post below if you are interested:


  • Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience


  • Must obtain and maintain registration as a Mortgage Loan Officer under NMLS and Association standards.
  • Knowledge of Encompass origination platform is preferred but not required.
  • Two years minimum lending/origination experience
  • Farm Credit experience preferred but not required


  • Assists prospective and current borrowers with their residential credit needs and with formulating solutions to credit related issues.
  • Makes and services residential loans within delegates authority and in accordance with association policies. Makes and/or conveys decisions on loan approval, structure and pricing. Responsible for exercising credit risk management responsibilities on loans with area of responsibility.
  • Collects essential application and financial elements and performs high level review to ensure minimum eligibility and credit standards are met.
  • Ensures that all assigned loans are properly risk rated for credit quality and collateral risks and assigned the correct performance status.
  • Complies with credit administration practices as outlines in the association’s policies and procedures and understands and accomplishes the regulatory requirements related to residential lending.
  • Facilities the loan closing process as required in accordance with all applicable association and FCA policies and regulations.
  • May perform construction inspections in compliance with Association standards and procedures.
  • May assist with or attend public relations/marketing functions for the Association.

The climate is fast-paced and requires detailed management of multiple applications.


  • General knowledge of accounting/financial systems.
  • Specialized knowledge of accounting/finance principles and residential lending laws and regulations.
  • Skill in oral and written communication.
  • Basic skill level in Microsoft Office applications.
  • Ability to perform basic to intermediate-level accounting/financial analyses under moderate supervision.
  • Construction lending experience is preferred

At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant.

  • AA/EOE/M/F/D/V; Full description available on request.

Getting the Home Loan Specialist designation comes with some responsibilities. It would be a wise idea to take a few minutes to learn more about it so you can make an informed decision.

Applicants must meet the above-mentioned requirements in order to qualify for consideration to work as a Home Loan Specialist.

By clicking on the apply now button, you will be redirected to the official recruitment website where you can fill out your application.