Home Loan Specialist | Capital Farm Credit Positions

Job’s Overview:

Capital Farm Credit is seeking a Home Loan Specialist in Lubbock, TX. Please take a moment to read the job post below if you are interested:

EDUCATION REQUIREMENT:

• Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience

JOB REQUIREMENTS:

• Must obtain and maintain registration as a Mortgage Loan Officer under NMLS and Association standards.
• Knowledge of Encompass origination platform is preferred but not required.
• Two years minimum lending/origination experience
• Farm Credit experience preferred but not required

FUNCTIONS:

• Assists prospective and current borrowers with their residential credit needs and with formulating solutions to credit related issues.
• Makes and services residential loans within delegates authority and in accordance with association policies. Makes and/or conveys decisions on loan approval, structure and pricing. Responsible for exercising credit risk management responsibilities on loans with area of responsibility.
• Collects essential application and financial elements and performs high level review to ensure minimum eligibility and credit standards are met.
• Ensures that all assigned loans are properly risk rated for credit quality and collateral risks and assigned the correct performance status.
• Complies with credit administration practices as outlines in the association’s policies and procedures and understands and accomplishes the regulatory requirements related to residential lending.
• Facilities the loan closing process as required in accordance with all applicable association and FCA policies and regulations.
• May perform construction inspections in compliance with Association standards and procedures.
• May assist with or attend public relations/marketing functions for the Association.

The climate is fast-paced and requires detailed management of multiple applications.

PREFERRED SKILLS:

• General knowledge of accounting/financial systems.
• Specialized knowledge of accounting/finance principles and residential lending laws and regulations.
• Skill in oral and written communication.
• Basic skill level in Microsoft Office applications.
• Ability to perform basic to intermediate-level accounting/financial analyses under moderate supervision.
• Construction lending experience is preferred

At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant.

• AA/EOE/M/F/D/V; Full description available on request.

Getting the Home Loan Specialist designation comes with some responsibilities. It would be a wise idea to take a few minutes to learn more about it so you can make an informed decision.

Applicants must meet the above-mentioned requirements in order to qualify for consideration to work as a Home Loan Specialist.

By clicking on the apply now button, you will be redirected to the official recruitment website where you can fill out your application.